by Alexandra Soule | Oct 19, 2020 | Mortgage
One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are in a market that is not as competitive, knowing your budget will give you the confidence to know if your...
by Alexandra Soule | Oct 16, 2020 | Mortgage
That moment when you decide that you’d like to get a place of your own may hit like an epiphany—the kind that comes when you least expect it. Many of us have experienced that thrilling realization, “I need to get my own place.” That’s the fun part. The latter half to...
by Alexandra Soule | Oct 6, 2020 | Mortgage
A place to live is a basic need—it’s as integral to happiness as water, food, and watching Tiger King on Netflix so that you can implicitly understand all the fun memes circulating these days. Going into the psychology of a place to call one’s own is a favorite...
by Alexandra Soule | Dec 17, 2019 | Mortgage
The current trend in the mortgage industry is for banks and lenders to consolidate operations and service offsite. All processing may be handled in one location, all underwriting in another, etc. This can delay loan approval, put your loan at risk of getting lost in...
by Alexandra Soule | Sep 27, 2019 | Mortgage
With interest rates the lowest they’ve been in a while, you may be thinking about refinancing your existing mortgage into a new one. As a homeowner, there are good reasons to consider this option: to get a lower interest rate, to drop private mortgage insurance, or to...
by Alexandra Soule | Jul 23, 2019 | Mortgage
Buyers often overestimate the down payment funds needed to qualify for a home loan. The Realtors® Confidence Index from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home...
