The Benefits of Working with a Local Lender

The current trend in the mortgage industry is for banks and lenders to consolidate operations and service offsite. All processing may be handled in one location, all underwriting in another, etc. This can delay loan approval, put your loan at risk of getting lost in...

Think you need a 20% Down payment? Think again!

Buyers often overestimate the down payment funds needed to qualify for a home loan. The Realtors® Confidence Index from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home...

How to Ensure a Quick Close

We understand that getting a mortgage is a big deal and should not be taken lightly. At AmeriFirst we aim to be a standard above all the rest. We want to make sure that all of our borrowers go into the process with as much knowledge as possible to ensure a quick and...

Residential Mortgages 101

A residential mortgage is one option to owning a home. Where many Americans would otherwise be out of luck when it comes to homeownership, a residential mortgage ensures that is possible. Buying a home can be a daunting process, but when taken in stride in can be one...