DEFINITION: A contract where by the Insurer, for valuable consideration, agrees to indemnify the Insured for a specified amount against loss through defect of title to real estate wherein the latter has an interest either as a purchaser or otherwise.

To educate residential pool owners on proper pool safety and the legal requirements of pool ownership, the Arizona State Legislature has passed A.R.S. Sec. 36-1681 to prevent children from gaining unsupervised access to residential swimming pools. Pool Enclosure Requirements A.R.S. Sec. 36-1681 requires that all residential swimming pools are enclosed by a barrier.

PRICING: - By providing valuable information on local market conditions, your REALTOR(R) will help you price your property realistically and fairly. You will also be informed of changes in the market that may affect the sale of your property. ADVERTISING: - Exposure of your property is key to obtaining a quick sale in today's market. When you use an agent, he or she will aggressively market your home through highly targeted advertising, aiming to reach as many potential buyers as possible.

The current trend in the mortgage industry is for banks and lenders to consolidate operations and service offsite. All processing may be handled in one location, all underwriting in another, etc. This can delay loan approval, put your loan at risk of getting lost in the shuffle, and be all-around frustrating.

The latest trend in new home construction is a multifunctional space that may act as a laundry room, mudroom, family organizational center, craft and gardening space, or even a home office. Even with all of those functions and plenty of space, there is still a need for an organized area purely for the function of handling and cleaning laundry.

Follow this guide to organize your refrigerator like a pro, placing different types of items on the shelves and in the drawers where they'll fare best. Of course, having a place for everything means no more fridge clutter and no more endless searching for that jar of pickles that's stashed in the back of the fridge behind a few dozen other containers. Check out this article for a before-and-after refrigerator makeover.