by Shelby Martin | Mar 24, 2021 | Mortgage
If you’ve lived anywhere in the U.S. for the past 20 to 30 years, you’ve probably heard that it’s almost impossible to buy a home without a killer credit score. And while that’s not necessarily wrong, like most things in life, it’s less black and white than that. Add...
by Shelby Martin | Feb 10, 2021 | Mortgage
Our loan programs have been designed to make your American Dream of homeownership come true. Protect Your Transaction® Protect Your Transaction® (PYT) develops unsurpassed confidence through the PYT Loan Commitment. A PYT Loan Commitment moves beyond the industry...
by Shelby Martin | Feb 10, 2021 | Mortgage
You’ve been around the block a few times, enough that you’re finally getting this adulting thing under control, and what do you know? Something’s missing. Or it’s not, you just know that you’re ready to start looking into a new venture, and what’s better than buying a...
by Shelby Martin | Oct 19, 2020 | Mortgage
One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are in a market that is not as competitive, knowing your budget will give you the confidence to know if your...
by Shelby Martin | Oct 16, 2020 | Mortgage
That moment when you decide that you’d like to get a place of your own may hit like an epiphany—the kind that comes when you least expect it. Many of us have experienced that thrilling realization, “I need to get my own place.” That’s the fun part. The latter half to...
by Shelby Martin | Oct 6, 2020 | Mortgage
A place to live is a basic need—it’s as integral to happiness as water, food, and watching Tiger King on Netflix so that you can implicitly understand all the fun memes circulating these days. Going into the psychology of a place to call one’s own is a favorite...