by Shelby Martin | Dec 17, 2019 | Mortgage
The current trend in the mortgage industry is for banks and lenders to consolidate operations and service offsite. All processing may be handled in one location, all underwriting in another, etc. This can delay loan approval, put your loan at risk of getting lost in...
by Shelby Martin | Sep 27, 2019 | Mortgage
With interest rates the lowest they’ve been in a while, you may be thinking about refinancing your existing mortgage into a new one. As a homeowner, there are good reasons to consider this option: to get a lower interest rate, to drop private mortgage insurance, or to...
by Shelby Martin | Jul 23, 2019 | Mortgage
Buyers often overestimate the down payment funds needed to qualify for a home loan. The Realtors® Confidence Index from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home...
by Shelby Martin | May 22, 2019 | Mortgage
If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d LOVE to have in your new home. Many new homebuyers fantasize about the amenities that they see on television or...
by Shelby Martin | Feb 25, 2019 | Mortgage
We understand that getting a mortgage is a big deal and should not be taken lightly. At AmeriFirst we aim to be a standard above all the rest. We want to make sure that all of our borrowers go into the process with as much knowledge as possible to ensure a quick and...
by Shelby Martin | Jan 7, 2019 | Mortgage
A residential mortgage is one option to owning a home. Where many Americans would otherwise be out of luck when it comes to homeownership, a residential mortgage ensures that is possible. Buying a home can be a daunting process, but when taken in stride in can be one...