7 FAQs About Mortgages

1. What does the loan process entail? Qualifying for and using a home loan to purchase real estate involves a relatively simple process. An interested homebuyer first becomes pre-qualified for a specific loan amount. He or she can embark on a home search based on the...

Get Yourself Mortgage Ready

Academy Mortgage offers these tips to help ensure you are ready to make what will probably be the biggest purchase of your life—your home. Your Academy Loan Officer and a reputable real estate agent can provide you with additional information and address your...

Refinancing Your Mortgage with Academy Mortgage

What does it mean to refinance your mortgage? When you refinance your mortgage, you pay off your existing mortgage and replace it with a new mortgage that typically has a lower interest rate, term period, or monthly payment. If you have both a primary mortgage and a...

Academy Mortgage Debunks Down Payment Myths

Down payment myths prevent many people from even considering buying a home, when in fact they could be enjoying home ownership right now! “Aspiring first time buyers thinks it takes twice as much to buy a home than it really does”. – Jonathan Smoke...